Get a line of credit direct from Echo Credit.

Have cash in your bank account as soon as today.^*

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It only takes a few minutes

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Cash whenever you need it

A line of credit from Echo Credit is the new, more flexible way to borrow cash for life's unexpected expenses.

Apply once. Get repeated access to cash

Because your account with Echo Credit is a line of credit, you can apply only once and borrow any amount you need, any time, up to your Credit Limit (subject to certain minimum requirements).

Zero Hidden Fees

$0 application fee, $0 cash advance fee, $0 prepayment fee, $0 late fee and $0 annual fee, ever. Get started with Echo Credit today.

Get approved for up to $3,000 in minutes and get cash in your account as soon as today.¹